अखिल भारतीय ग्रामीण चिकित्सक संघ

POLICY REFUND OF ANY SHORT OF FUND THROUGH AKHIL BHARTIYA GRAMIN CHIKITSHAK SANGH

Refund of Membership Fee: Membership fees are non-refundable and non-transferable once membership has been approved. Refunds shall be permitted only in cases of duplicate payment, excess payment, verified technical errors, or rejection of a membership application before approval. Any approved refund shall be processed after verification in accordance with the organization’s Refund Policy.

Membership Fee Refund Policy

1. General Policy

All membership fees paid to the organization are non-refundable and non-transferable, except as specifically provided in this policy.

2. Eligible Cases for Refund

A refund may be considered only in the following situations:

• Duplicate Payment: If the same membership fee is paid more than once due to a technical or banking error, the excess amount will be refunded after verification.
• Excess Payment: Any amount paid in excess of the prescribed membership fee will be refunded after verification.
• Application Rejected: If the organization rejects a membership application before granting membership, the membership fee may be refunded after deducting applicable processing charges (if any).
• Technical Failure: If payment is successfully debited but membership is not processed due to a verified technical error and cannot be completed, the amount may be refunded or adjusted.

3. Cases Where No Refund Will Be Granted

No refund shall be made in the following circumstances:

• Membership has been approved and activated.
• The member resigns voluntarily.
• Membership is suspended or terminated due to violation of the organization’s rules, constitution, or code of conduct.
• The member fails to utilize membership benefits.
• The member changes their mind after enrollment.
• Membership expires due to non-renewal.

4. Refund Request Procedure

A refund request must:

• Be submitted in writing or through the official online portal.
• Include the membership number, payment reference, and reason for the refund.
• Be submitted within 30 days of the payment date.

5. Refund Approval

• All refund requests shall be examined by the Membership Committee or an authorized officer.
• The organization reserves the right to approve or reject any refund request based on its records and applicable rules.
• The decision of the competent authority shall be final.

6. Refund Timeline

Approved refunds shall normally be processed within 15–30 working days and credited through the original mode of payment or another approved banking method.

7. Processing Charges

Where applicable, payment gateway charges, bank charges, administrative expenses, or other non-recoverable costs may be deducted from the refundable amount.

8. Amendments

The organization reserves the right to amend this refund policy at any time. Any changes shall apply prospectively and will be published through official communication channels.